The Multi-fund Structure
The Multi-Fund structure is a framework that aims to align the age and risk profile of RSA holders by dividing the RSA Fund into four distinct Funds. The current RSA Fund will be sub-divided into three separate Funds, while the RSA Retirees Fund would be the 4th Fund.

The multi-fund type structure
Fund Type
Maximum Exposure to
Variable Investment Instruments
Minimum Exposure to Variable
Investment Instruments
Membership
75% of Portfolio value
20% of Portfolio value
Strictly based on request but not accessible to Retiree and active contributors of 50 years and above.
55% of Portfolio value
10% of Portfolio value
Default for active contributors of 49 years and below.
20% of Portfolio value
5% of Portfolio value
Default for active contributors of 50 years and below.
10% of Portfolio value
0% of Portfolio value
Strictly for Retirees.
10% of Portfolio value
0% of Portfolio value
This fund is specifically for contributors under the Micro-Pension scheme.
10% of Portfolio value
0% of Portfolio value
This fund is designed for those who prefer their investments to be in non-interest-bearing instruments and can be accessed by both active and retiree contributors.
Key information

Access your account
from anywhere
Planning for retirement is one of the most important financial decisions you can make. Planning for the future starts today.

