RSA holders/retirees should not give money to any staff of a licensed Operator in the form of charges for services rendered or to be rendered     
Oak Logo

The Multi-fund Structure

The Multi-Fund structure is a framework that aims to align the age and risk profile of RSA holders by dividing the RSA Fund into four distinct Funds. The current RSA Fund will be sub-divided into three separate Funds, while the RSA Retirees Fund would be the 4th Fund.

Happy people with coffee

The multi-fund type structure

Fund Type

Maximum Exposure to
Variable Investment Instruments

Minimum Exposure to Variable
Investment Instruments

Membership

Fund I

75% of Portfolio value

20% of Portfolio value

Strictly based on request but not accessible to Retiree and active contributors of 50 years and above.

Fund II

55% of Portfolio value

10% of Portfolio value

Default for active contributors of 49 years and below.

Fund III

20% of Portfolio value

5% of Portfolio value

Default for active contributors of 50 years and below.

Fund IV

10% of Portfolio value

0% of Portfolio value

Strictly for Retirees.

Fund V

10% of Portfolio value

0% of Portfolio value

This fund is specifically for contributors under the Micro-Pension scheme.

Fund VI

10% of Portfolio value

0% of Portfolio value

This fund is designed for those who prefer their investments to be in non-interest-bearing instruments and can be accessed by both active and retiree contributors.

Key information

NewsLettersImage

Access your account
from anywhere

Planning for retirement is one of the most important financial decisions you can make. Planning for the future starts today.

phone

Access your account
from anywhere

Planning for retirement is one of the most important financial decisions you can make. Planning for the future starts today.

phone